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Kings Mortgage Services, Inc.

 
Kings Mortgage Services, Inc., established in 1997 by Dale Ransdell, Darren Ransdell, and Pam Raeber, is a family owned and operated mortgage banker. After years of working for "The Big Guys", we opened our doors with the concept of providing our customers with local decisions and exceptional service.
Address: Hanford, CA, 93230    
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Website: Kings Mortgage Services, Inc.
Phone Number
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We are unique to most other lenders in the area in that we are a full-service mortgage banker providing local underwriting and funding right here in our branch offices. This ability provides you with unmatched speed and customer service, while maintaining the flexibility of a broker and the ability to shop for those hard-to-place loans. In addition, we have created a private placement construction loan program for all of your construction needs.
Our combined years of experience in the mortgage industry have allowed us to grow within the Central Valley . We currently operate two retail offices located in Hanford and  Visalia and have the ability to service the entire State of California via the Internet without compromising service to our clients. Our experienced loan officers and processing staff are the best of the best and will guide you through the process every step of the way. We seek to establish customers for life and depend on referrals from previous customers and our local real estate professionals for future success.
With the variety of loan programs we have available, buying a home has never been easier!
Partial list of programs offered by Kings Mortgage Services, Inc.:
Conventional - Traditional programs that usually require 5% down and offer competitive interest rates.
Jumbo - For loan amounts over the Conventional loan limits of $417,000.
Expanded - These take Conventional rules and throw them out the window! Higher Loan-to-Value ratios, reduced documentation requirements, etc. Generally offered at a higher interest rate and a good credit rating is required.
FHA - Backed by the U.S. Dept. of Housing & Urban Development, this mortgage offers the borrower the ability to put as little as 3% down along with more flexible credit, income and asset requirements.
Subprime - Credit problems? Bankruptcy? Been turned down somewhere else? These programs are offered for customers who may have had credit problems and are looking to get back on the right track.
Construction - With this loan we will set up your construction loan and guarantee the final permanent financing.

Contact here


 
Address and Phone Number
1507 N. 11th Ave. Hanford, CA, 93230

Website: Kings Mortgage Services, Inc.  Buying a home has never been easier or more affordable!

 

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