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Empire Lending

 
 Empire Lending is a Mortgage Company specializing in helping people save. By taking the time to answer your questions we are able to place you in the loan that best fits your needs whether you have perfect credit or not so perfect credit we can make it happen! Here`s the best part, if you call now we can show you how to get a free appraisal with loan approval!
Address: Murrieta, CA, 92563    
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Website: Empire Lending
Phone Number
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 Refinance Considerations  
 When you're making your decision, there are several things to keep in mind.   
 Refinance Once Then Do It Again  
 When rates fall steadily, refinancing may make sense even if you have done so once already.   
 Build Home Equity Faster  
 Many borrowers use a refinance to shorten the term of the mortgage.   
 Get Your Hands on Some Cash  
 Another way to make a refinance work for you is to refinance for more than the balance remaining on your old mortgage -- in effect, tapping your home equity, or "cashing out," in mortgage speak.   
 Trade Your ARM for a Fixed Rate  
By switching to a fixed rate loan, you will not only reduce your payment, you will also likely lock in an attractive rate for as long as you own your home.   
 Mortgage Refinance Costs  
 When you refinance your mortgage, you usually pay off your original mortgage and sign a new loan. With a new loan, you again pay most of the same costs you paid to get your original mortgage.   
 Analyze Your Savings  
 Check the market closely to determine the available rates and the costs associated with refinancing. These costs can include items such as an appraisal and other various fees and points.   
 Paying Points for a Lower Rate  
 In refinancing, a mortgage company usually offers a range of interest rates at different amounts of points.   
 Your Personal Income Taxes  
 With a lower interest rate on your home loan, you will have less interest to deduct on your income tax return. That, of course, may increase your tax payments and decrease the total savings you might obtain from a new, lower interest mortgage.   
 Consider Other Mortgage Programs  
 If you are thinking about refinancing your mortgage, you might want to consider other types of mortgages. For example, you might want to look into a 15-year fixed rate mortgage.   
 Deciding to Refinance  
 Traditionally, the decision on whether or not to refinance has meant balancing the savings of a lower monthly payment against the costs of refinancing.

Contact here


 
Address and Phone Number
29970 Technology Dr.Suite 214 Murrieta, CA, 92563

Website: Empire Lending  We specialize in first and second mortgages, debt consolidation, refinance, and bankruptcies. Shop for a loan with our interactive calculators and co

 

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